Lease Financing

Have you ever tried to get your bank to finance your business equipment with zero down payment?

Most banks would not even consider this, yet we offer you 100% financing for just about any type of business equipment. This allows you to conserve your cash for other uses and at the same time, can allow your business to write off 100% of the lease payments.

What is Equipment Leasing?

Equipment leasing is basically a loan in which the lender buys and owns equipment and then “rents” it to a business at a flat monthly rate for a specified number of months. At the end of the lease, the business may purchase the equipment for its fair market value (or a fixed or predetermined amount), continue leasing, lease new equipment or return it. It is appropriate for any business at any stage of development.

Why use Equipment Leasing?

Purchasing power

Equipment lease financing allows the lessee to acquire more and/or higher-end equipment.

Balance sheet management

Certain types of leases help to manage the balance sheet and improve the overall financial picture, by conserving operating capital and freeing up working capital and bank credit lines for inventory, expansion and emergencies.

100% financing

With equipment leasing, the financing can be available up to 100% for the cost of the equipment, including taxes and installation. The term of the lease can be matched with the useful life of the equipment.

Asset management

A lease provides the use of equipment for specific periods of time at fixed payments. It assumes and manages the risks of equipment ownership. At the end of the lease, the lessor disposes of the equipment.

Tax treatment   

Leasing offers the option of deducting 100 percent of the lease payment as a business expense. There may be possible tax advantages as lease payments can be tax deductible. The after tax cost of leasing equipment may be more beneficial to you than other financing alternatives. 

Upgrade technology 

Equipment Leasing can also assist you in managing equipment obsolescence allowing you to keep pace with changing in technology. The lessee can upgrade or add equipment to meet ever-changing needs. 

Lease Buy Analysis